💰 Wealth

Iron & Myth tracks wealth using Usage Dice rather than individual coins.

This keeps play fast, reduces bookkeeping, and ties wealth directly to risk, treasure, and encumbrance.

Wealth is uncertain, temporary, and always under pressure.

🪙 Coin Types

Two coins are commonly used:

Silver is the common coin of trade.

Gold is rare, dangerous, and not commonly used for everyday purchases.

🎲 Wealth Dice

Each coin type is tracked separately using Wealth Dice.

A Wealth Die:

• represents a reserve of coin

• occupies 1 inventory slot

• is tracked separately

Exact coin totals are never recorded.

💸 Spending Wealth

You do not count coins. You test your wealth.

When purchasing one or more items:

1. Add together the total Silver cost.

2. Roll your Silver Wealth Dice.

3. If the result meets or exceeds the total cost:

   • your wealth remains unchanged

4. If the result is lower than the total cost:

   • reduce your lowest Wealth Die by one step

You always obtain the purchased items.

If a d6 Wealth Die is reduced, it is lost.

🎲 Multiple Wealth Dice

If you possess multiple Wealth Dice of the same type:

• roll all dice together

• add the results

If the purchase causes depletion:

• reduce the lowest die first

⚔️ Example

A character possesses:

• d10 Silver

• d6 Silver

They purchase:

• Longsword (8)

• Shield (4)

• Torches (1)

Total Cost: 13 Silver

The player rolls:

• d10 + d6

If the result is:

• 13 or higher → wealth unchanged

• 12 or lower → the d6 Silver is lost

The items are obtained either way.

🏕️ Common Expenses

Minor daily expenses usually do not require Wealth Rolls.

This includes:

• modest meals

• common lodging

• ordinary drink

• routine lifestyle costs

Wealth Rolls are intended for:

• equipment

• supplies

• rare goods

• expedition preparation

• bribes and services

• significant purchases

💎 Converting Wealth

Wealth rarely changes form easily.

Converting Silver into Gold requires:

• access to large reserves of wealth

• a willing moneychanger, merchant, noble, or authority

• a settlement where such exchange is possible

Gold is not standard currency and is rarely accepted for ordinary trade.

A d12 Silver Wealth Die may be converted into a d6 Gold Wealth Die at the GM’s discretion.

📉 Wealth Collapse

Wealth is unstable and may collapse downward.

• If a d6 Gold Wealth Die is reduced, it becomes d10 Silver

• If a d6 Silver Wealth Die is reduced, it is lost completely

Fortunes rise and fall through adventuring.

👑 Gold & Consequences

Gold is rare and dangerous to carry openly.

It attracts:

• suspicion

• envy

• thieves and bandits

• taxes and authority

Gold represents power, not convenience.

🎒

⚡ Quick Reference